HistoryPro®

HistoryPro® quickly and accurately grades collateral risk by analyzing factors most predictive of the types of fraud that contribute to early payment default and loan loss. HistoryPro uses a proprietary assessment engine that evaluates multiple relationships and comparisons between property characteristics, location factors, pricing and appraisals, as well as local market volatility indicators, foreclosure rates and other performance studies.

HistoryPro's industry-pioneering F-Score grades the collateral risk on a scale of zero to 25, with 25 being more likely to go into default than a loan with an F-score of zero. Accuracy studies on more than two million loans prove the effectiveness of the F-Score in predicting defaults, showing a loan with an F-score of 25 to be nine times more likely to go into default than a loan with an F-score of zero. This solution is used by mortgage originators and investors nationwide to spot potential fraud.

• Enables proactive risk management practices
• Quickly identifies high-risk loans, reducing overall loan default exposure
• Accelerates workflow and production capacity without adding additional staff
• Delivers comprehensive report summaries that include:
  • Subject property characteristics and sales history detail
  • Comparable values
  • Nearby property sales information
  • Market data
  • Buyer's and seller's transaction summary
  • F-Score

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Contact us today to learn more about the power of RealQuest Professional — the standard in property data and analytics.